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NEWS & UPDATES
- People on the move: Jan. 15Mortgage industry hiring and new job appointments for the week ending Jan. 15. Read more »
- GSEs allowed to keep more earnings, but what comes next is uncertainThe FHFA and Treasury will allow Fannie Mae and Freddie Mac to hold more capital as part of the Trump… Read more »
- Foreclosure activity drops in 2020 as backlog builds upWhile the annual total marks a 16-year low, the numbers are likely to change dramatically once government moratoria expire, according… Read more »
MBS RECAP: Bonds Playing it Extra Safe Ahead of Biden's Stimulus Details
Posted To: MBS CommentaryBonds Playing it Extra Safe Ahead of Biden's Stimulus Details As we discussed yesterday, the strong mid-week… Read more »- First Republic profits jump 20% on surging mortgage demandLoan originations hit a record $16.7 billion in the fourth quarter, though executives caution that a recent rise in mortgage… Read more »
- UniversalCIS buys SharperLending in third M&A since AugustThe acquisition brings the credit report provider into the commercial and residential appraisal technology space. Read more »
- Slight uptick in new-home loan applications hints at future resurgencePurchase apps for new homes only eked out a small gain in December but the Mortgage Bankers Association is forecasting… Read more »
- Mortgage rates jump in tandem with rise in Treasury yieldsMortgage rates, whose movements until now had not reflected gains in the benchmark 10-year Treasury yield, rose 14 basis points… Read more »
- Black Knight launches correspondent platform with AI decisioningThe software will aim to take advantage of the anticipated volume growth in this particular type of origination. Read more »
MBS Day Ahead: Waiting On Stimulus Details, Shrugging Off Early Reports of $2 Trillion
Posted To: MBS CommentaryA few hours after markets closed yesterday, news began coming out regarding a Biden aide mentioning tonight's… Read more »Warehouse, Sales Jobs; Digital, AMC, Pricing Tools; Comp Survey; Cap. Markets, Broker Products
Posted To: Pipeline PressWith the money I’m saving on “Dry January,” I was able to buy some great edibles at… Read more »- First Community Bank of Tennessee buying mortgage lenderThe bank agreed to acquire A Mortgage Boutique, which operates in six states. Read more »
- 1st Alliance seeks to hold Conn. to deadline for LO licensing decisionThe new complaint filed by the lender in the state’s Superior Court is aimed at compelling a January decision on… Read more »
Mortgage Rates Continue Healing, But Remain Well Above Recent Lows
Posted To: Mortgage Rate WatchMortgage rates had another solid day today--this time without any of the early drama seen yesterday.… Read more »MBS RECAP: Important Victory For Bonds, and Another Battle Ahead
Posted To: MBS CommentaryImportant Victory For Bonds, and Another Battle Ahead Rates rallied today. Despite a positive reaction to a… Read more »Retail, Recruiting Jobs; Servicing, Appraisal, Income Calculation Tools; Upcoming Virtual Training; MSA FAQs
Posted To: Pipeline PressThere are plenty of MLOs (mortgage loan originators) out there very pleased with their earnings for 2020.… Read more »MBS Day Ahead: An Important Day For Bonds' Attempt to Establish a Ceiling
Posted To: MBS CommentaryWith yesterday offering the first legitimate push back against the recent sell-off, today becomes one of three… Read more »Refi Applications Highest Since March
Posted To: MND NewsWireIt was a typical first-work-week-after-the holiday bounce for the mortgage indexes, although the surge was significantly more… Read more »Tentative Recovery in Mortgage Availability With Help From Government and Jumbo Loans
Posted To: MND NewsWireWhile it did dip a bit last month, the availability of mortgage credit appears to be stabilizing… Read more »Mortgage Rates Find Some Support After an Ugly Start
Posted To: Mortgage Rate WatchMortgage rates were off to a very bad start this morning, but recovered a portion of… Read more »MBS RECAP: Much-Anticipated Correction Finally Arrives. Now What?
Posted To: MBS CommentaryMuch-Anticipated Correction Finally Arrives. Now What? This morning's alert noted a scary scenario playing out in bonds… Read more »Although Gradually Improving, Delinquencies Remain Elevated
Posted To: MND NewsWireThe rate of mortgage delinquencies remains significantly elevated from last year, but there is gradual improvement .… Read more »MBS Day Ahead: Scary Scenario Playing Out in Bonds
Posted To: MBS CommentaryThis morning's alert notes that the bond market is in the midst of one of its scarier… Read more »Sales, MLO Jobs; Home Ownership, Non-QM, PPE, Sales Tools; Conventional Conforming Updates
Posted To: Pipeline PressNearly two weeks into 2021 already? I was just getting used to saying “2020.” Now I have… Read more »Rates Rising at Fastest Pace in Months
Posted To: Mortgage Rate WatchMortgage rates are coming off a rough week-- the roughest , in fact, since June 2020… Read more »MBS RECAP: Things Are Getting Ugly For Bonds
Posted To: MBS CommentarySelling Spree Continues; MBS Underperforming Earlier in the day, Treasuries looked to be selling off at a… Read more »Sales Management, MLO Jobs; Recruiting, VA IRRRL, Non-QM Products; Litigation is Expensive; HMDA Season has Begun!
Posted To: Pipeline PressOf course some found humor in last week’s riot in Washington DC. (“In light of recent events,… Read more »MBS Day Ahead: New Week, New Chance To Find The Next Ceiling
Posted To: MBS Commentary0.96% was a well-established ceiling for 10yr yields in November and December. Despite numerous intraday breaks, yields… Read more »MBS RECAP: Bonds Determined To Sell Despite Weaker NFP
Posted To: MBS CommentaryBonds Determined To Sell Despite Weaker NFP The bond market considered rallying in response to this morning's… Read more »Have We Seen The End of Record Low Rates?
Posted To: Mortgage Rate WatchWhile it might not seem like the sort of thing mortgage rates should care about, the… Read more »Still Cheaper to Own than Rent in Majority of U.S. Counties
Posted To: MND NewsWireIn most parts of the country owning a home is more affordable than renting one according to… Read more »Black Knight Notes Slowdown in Forbearance Improvement
Posted To: MND NewsWireA month end wave of plan expirations in December led to a substantial decline in the number… Read more »Reverse, MLO, Ops Jobs; Social Media, Efficiency, CRA, CRM Products; Broker Training; Neobank Closures and SoFi IPO
Posted To: Pipeline PressWhile the industry watches the personnel changes at Arch and National MI, I received several texts and… Read more »MBS Day Ahead: Much Weaker Jobs Report Provides a Friendly Reminder For Bonds
Posted To: MBS CommentaryWhile it's essentially a given the bigger stimulus is on the way with democrats controlling the senate… Read more »Mortgage Rates Are Actually HIGHER Today and This Week
Posted To: Mortgage Rate WatchMortgage rates moved higher today, but only a modest pace compared to yesterday (read more about… Read more »